My Spending Report, a free online budgeting tool available only to Wells Fargo customers, can help you do just that.It displays your deposits and your spending by category to help you understand where your money goes every month and automatically calculates what's left (your deposits minus spending). Increasing what's left by even a small amount can make a big difference in paying down your debt sooner.Did you know that with just more of what's left each month, you could pay off a ,000 loan a whole year sooner?
If you consolidated ,000 in debt with a 13% APR, you could pay it off in five years with just 8 a month.
Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you.
Consolidating multiple debts means you’ll have a single monthly payment, but it may not reduce or pay your debt off sooner.
is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances.
We inform people in all stages of life — college years, weddings, building a family, buying and selling a home and retirement.
Get to Know Us We write about a range of topics like reducing debt, finding student loans, getting the best strategy to pay off student loans, understanding credit cards and planning for retirement.In addition to our comprehensive site, we have relationships with a variety of trustworthy debt service providers who can ensure that readers’ financial needs are met.Get in contact with trusted debt specialists who facilitate your long-term financial health by presenting the wide range of debt-relief options available to you.These include student loan consolidation, debt consolidation, debt settlement and tax debt relief.At the end of the loan term, if you've made your payments and not taken on any new debt, you will be debt-free. If you have ,000 in high-interest debt and you consolidate it with a Wells Fargo Personal Loan at 13% Annual Percentage Rate (APR), you could be debt-free in five years by paying just 8 a month.Keeping track of where your money is and what you’re spending it on is the first step in taking control of your finances.